Terms & Conditions

1. Scope of services

CoverGrowth supports technology companies with finance strategy, forecasting, accounting operations, and investor readiness. Each engagement is governed by a separate Statement of Work (“SOW”) that specifies deliverables, fees, and timelines. In the event of any conflict between these Terms and the SOW, the SOW will prevail.

2. Engagement terms

• Client cooperation. You agree to provide accurate information, timely feedback, and access to required systems so we can deliver services effectively.
• Change requests. Any scope adjustments must be mutually agreed in writing and may require a revised SOW, timeline, or fee schedule.
• Third-party tools. We may recommend or provision software to support our work. Licensing and compliance obligations for those tools remain with the client unless otherwise stated in writing.

3. Fees and payments

Fees are detailed in the SOW and may include project-based pricing, retainers, or success-based components. Unless otherwise agreed, invoices are payable within 14 days of issue. Late payments may incur interest at the maximum rate permitted by law. We reserve the right to suspend services for accounts in arrears.

4. Confidentiality

Both parties will treat non-public information shared during the engagement as confidential. We will only use your data to deliver agreed services or comply with legal obligations. You agree not to disclose our methods, pricing, or proprietary materials without prior written consent.

5. Data protection

CoverGrowth processes personal data in accordance with applicable privacy laws. Any personal data processed on your behalf will be handled as described in our Privacy Policy. You remain responsible for ensuring that the transfer of data to us complies with relevant regulations.

6. Intellectual property

All pre-existing intellectual property remains the property of the original owner. Unless explicitly stated in the SOW, deliverables produced by CoverGrowth are licensed for your internal business use. You may not resell, distribute, or publicly share our materials without permission.

7. Liability

CoverGrowth provides professional services and strategic guidance; however, final business decisions remain your responsibility. To the fullest extent permitted by law, our total liability arising from any engagement is limited to the fees paid to CoverGrowth for the services giving rise to the claim. We are not liable for indirect, incidental, or consequential damages.

8. Termination

Either party may terminate an engagement by providing written notice in accordance with the SOW. Termination does not affect payment obligations for services already rendered. Specific cancellation terms, including any notice periods or termination fees, will be detailed in the SOW.

9. Governing law

These Terms are governed by and construed in accordance with the laws of the jurisdiction stated in your SOW (default: Republic of the Philippines), without regard to conflict of law principles. Any disputes will be resolved through arbitration or courts located in that jurisdiction.

10. Changes to these terms

We may update these Terms periodically to reflect changes in regulation or our service offerings. Updated versions will be posted on this page with a revised “Last updated” date. Material changes will be communicated to active clients.

11. Contact

For questions regarding these Terms, please visit our contact page.